Residential/Refi/Cash-out Application Form*

We specialize in asset-based lending with rates and terms tailored to your non-owner-occupied assets, experience, and exit strategy. Our flexible fix-and-flip, short-term, and long-term loans are perfect for non-residential and investment rental properties held by business entities. 

Let's team up for multiple real estate deals - we aim to beat any legitimate rate and term. Start by filling out our quick application form!

FIX AND FLIP Guidelines

·    PROPERTY  TYPES: Non-Owner-Occupied Single Family Residential (1-4 Units)

·     Investment Purpose: Acquisition, Cash-Out, Refinance, Rehab

·     Loan Amount:  $30,000 to FHA CAP

·     LOAN PARAMETER (PURCHASE): 90% Purchase; 100% Rehab Not to Exceed 65% LTV 

·     LOAN PARAMETER (Refi): 65% of ARV  Cash-Out Refi 50% LTV

·    Rates: Staring 8.9%

·    Term: 6-24 Months

·    ORIGINATION POINTS: Starting at 2%

·    Minimum Credit Score:  N/A

·    EVALUATION:  Option: Appraisal or Renovation Report

·    App Fee: 197

·    Included States: All States except ND, UT, VT

RENTAL LOAN GUIDELINES

   ·     PROPERTY TYPES: Non-Owner Occupied, SFR, 2-4 units,                 Condos, PUDs, Townhomes

    ·     LOAN PURPOSE: Investment Rental Property

    ·     INTEREST RATE: Starting at 7.5%

     ·     ORIGINATION POINTS: Starting at 2.99%

     ·     EVALUATION: Full Appraisal

     ·     MINIMUM CREDIT SCORE: 660  

     ·     INCLUDED STATES: All States except ND, UT, VT

     ·     LOAN PARAMETERS:  Up ro 2 Million (up to 75% LTV)

     ·     Cross-Collateral allowed on 2 or more  properties.                      Portfolio loans 

     ·     on case-by-case basis.

     ·     Included States: All States except ND, UT, VT

Apply for a Quick Quote!!