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Residential/Refi/Cash-out Application Form*

We are an asset-based lender, rates and terms are based on non-owner-occupied asset, your experiences, and your exit strategy. Therefore, these loans are not based on your credit history. 

We offer flexible fix-and-Flip, Short term and long-term loan for Non-Residential and Investment Rental property that are issued to business entity. 

We are looking to do multiple Real Estate Deals with you, so our goal is to beat any legitimate rate and term. To get started fill out our quick application form!!


FIX AND FLIP Guidelines

·     Non-Owner-Occupied Single Family Residential (1-4 Units)

·     Investment Purpose: Acquisition, Cash-Out, Refinance, Rehab

·     90% Purchase; 90% Rehab Not to Exceed 65% Loan to Value; Cash-Out Refi 50%

·     Loan Amount:  $30,000 to FHA CAP

·    Rates: 8%-15%

·    Term: 6-24 Months

·    Minimum Credit Score:  N/A

·    Included States: All States except ND, UT, VT


RENTAL LOAN GUIDELINES

·     PROPERTY TYPES: Non-Owner Occupied, SFR, 2-4 units, Condos,  PUDs,             Townhomes

·     LOAN PURPOSE: Investment Rental Property

·     INTEREST RATE: Starting at 7.125%

·     ORIGINATION POINTS: Starting at 2.99%

·     EVALUATION: Full Appraisal

·     MINIMUM CREDIT SCORE: 640 (660 for foreign nationals)

·     INCLUDED STATES: All States except ND, UT, VT

·     LOAN PARAMETERS

       ·    With attractive rates and up to 80% LTV Purchase & Refinances and up              to 75% LTV Cash-Outs,

       ·     These rental loans are a great way to grow your long-term buy and hold             properties.

       ·     Included States: All States except ND, UT, VT


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Apply for a Quick Quote!!


* This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Smart Real Estate Solution reserves the right to amend rates and guidelines. The above statements are not and shall not, under any circumstances, be construed as a commitment on the part of Smart Real Estate Solution to provide any financing. SMART REAL ESTATE SOLUTION SHALL BE UNDER NO OBLIGATION TO FUND ANY LOAN TO ANY BORROWER UNLESS AND UNTIL IT IS SATISFIED, IN ITS SOLE AND ABSOLUTE DISCRETION, WITH ITS DUE DILIGENCE REVIEW AND FORMAL LOAN DOCUMENTS PREPARED BY ITS COUNSEL.

We are experienced real estate investors in , and specialize in off-market properties.

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