(240) 474-9774
These loans are tailored to finance real estate investors who purchase properties for the purpose of renovating and reselling them for profit. They provide short-term funding with flexible terms, enabling investors to purchase and remodel properties without the traditional time-consuming mortgages process.
Quick Close
Close as little as 72hrs to 10 Days
Easy
Low documentation and simple application process.
Transparent
All fees and payments clearly disclosed
Funding Fix and Flip/Refi Cash-out
Fix and Flip
• Starting Rate 9.49%
• Property Type: Non-Owner Occupied Single Family Residential (1-4 Units) Condos; Townhomes; Multi-Family (5+); Mixed-Use
• Loan from 30k- 2M (SFH;TW; Condos)
• Loan from $250k – $3M for Multi-Family (5+);Mixed-Use
• Purchase: Up to 90% of Purchase Price + 100% of Renovation Costs; Not to Exceed 75% of the ARV
• Term 12-24 months
• No Minimum FICO Score (SFH only up to FHA cap )
Refi Cash-out
• Long-Term Rental Starting 5.50%
• Refinance: Up to 80% of the As-Is Value (Min Fico 680)
• Cash-Out: Up to 75% of the As-Is Value (Min Fico 680)
• Short Term Commercial Starting at 10.25%
• Refinance:
Up to 70% of the As-Is Value (Min Fico 680)
• Cash-Out: Up to 65% of the As-Is Value (Min Fico 680)
• Long Term Commercial Starting at 10.99%
• Refinance:
Up to 70% of the As-Is Value (Min Fico 700)
• Cash-Out: Up to 65% of the As-Is Value (Min Fico 700)
* This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Smart Real Estate Solution reserves the right to amend rates and guidelines. The above statements are not and shall not, under any circumstances, be construed as a commitment on the part of Smart Real Estate Solution to provide any financing. SMART REAL ESTATE SOLUTION SHALL BE UNDER NO OBLIGATION TO FUND ANY LOAN TO ANY BORROWER UNLESS AND UNTIL IT IS SATISFIED, IN ITS SOLE AND ABSOLUTE DISCRETION, WITH ITS DUE DILIGENCE REVIEW AND FORMAL LOAN DOCUMENTS PREPARED BY ITS COUNSEL.