(240) 474-9774
REFI-CASHOUT LOAN PROGRAM*
QUALIFICATION
• 680 Minimum FICO Score
• 6 Months of Cash Reserves
• No Derogatory Public Records in the Past 2 Years
12 MONTH ELIGIBLE PROPERTIES
• Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties
12 MONTHS REFI/CASH-OUT
Refinance: Up to 75% As-Is + 100% of Renovation Costs; Not to Exceed 60% of the ARV
Cash-Out: Up to 70% As-Is + 100% of Renovation Costs; Not to Exceed 55% of the ARV
LONG TERM MUTI-FAMILY ELIGIBLE PROPERTIES
30 YEARS MUTI-FAMILY REFI/CASH-OUT
Refinance: Up to 67.5% of the As Is Value (720+ score with experience)
Cash-Out: Up to 65% of the As Is Value (720+ score with experience)
Rate: As low as 7.25 %
30 YEARS ELIGIBLE PROPERTIES
Non-owner Occupied 1-4 Family Residential Properties; Condos; Townhomes; Portfolios, and short term rentals
30 YEARS REFI/CASH-OUT
Refinance: Up to 75% of the As Is Value (720+ score)
Cash-Out: Up to 70% of the As Is Value (720+ score)
Cash-Out: Up to 75% of the As Is Value (740+ score)
Quick Close
Close in 2 to 3 weeks or in as little as 10 days on repeat business.
Easy
Low documentation and simple application process.
Transparent
All fees and payments clearly disclosed.
* This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. Smart Real Estate Solution reserves the right to amend rates and guidelines. The above statements are not and shall not, under any circumstances, be construed as a commitment on the part of Smart Real Estate Solution to provide any financing. SMART REAL ESTATE SOLUTION SHALL BE UNDER NO OBLIGATION TO FUND ANY LOAN TO ANY BORROWER UNLESS AND UNTIL IT IS SATISFIED, IN ITS SOLE AND ABSOLUTE DISCRETION, WITH ITS DUE DILIGENCE REVIEW AND FORMAL LOAN DOCUMENTS PREPARED BY ITS COUNSEL.
We are experienced real estate investors in , and specialize in off-market properties.